View your Member Credit Account
As a first step, please take 3 minutes to watch the video below to help you to find what you need on the powerful and interactive AF Connect member portal:
Click here to read about how to register on AF Connect
On the Alexforbes member site, you will be able to:
You can register at https://online.alexforbes.com/. You only need to register once.
Select Login and follow the menu prompts.
Once you’ve registered, you’ll receive confirmation that your registration is complete.
Note: It takes about three working days to link your Alexforbes products to your online profile.
What is your Member Credit?
This amount is made up of:
- The total contributions towards retirement savings (employee and employer)
- PLUS Any amount transferred from a previous Fund
- PLUS Investment Returns (remember these can be positive or negative depending on the portfolio you are invested in).
- LESS Expenses
Members who were born after 1 March 1966
Your Member Credit Account is divided into three pots as follows:
|
VESTED POT |
All the money in the UNISARF saved up to 31 August 2024 will be in this pot, except for a small portion transferred to your Savings Pot when this pot was created.
The withdrawal and retirement benefits rules for the money in this pot are the same as they were before 1 September 2024.
You can only access this money when you leave the Fund.
|
|
SAVINGS POT (Emergencies only) |
This pot is only for emergencies, and you don’t have to take the money out if you don’t need it.
You can only take money out of this pot once per tax year and you must take a minimum of R2 000.
If you do request a cash withdrawal, you'll have to pay tax and an administration fee. The tax you pay will match your income tax rate.
|
|
RETIREMENT POT |
You can't access this money until you retire.
When you do retire, you have to use this money to buy a pension, unless it is less than R165 000, when you can take it in cash. |
Members who were born before 1 March 1966, but decided to opt into the Two-Pot system
Your Member Credit Account is divided into three pots as follows:
|
VESTED POT |
All the money in the UNISARF saved up to the date that you decided to opt in will be in this pot, except for a small portion transferred to your Savings Pot when this pot was created.
The withdrawal and retirement benefits rules for the money in this pot are the same as they were before you decided to opt in.
You can only access this money when you leave the Fund.
|
|
SAVINGS POT (Emergencies only) |
This pot is only for emergencies, and you don’t have to take the money out if you don’t need it.
You can only take money out of this pot once per tax year and you must take a minimum of R2 000.
If you do request a cash withdrawal, you'll have to pay tax and an administration fee. The tax you pay will match your income tax rate.
|
|
RETIREMENT POT |
You can't access this money until you retire.
When you do retire, you have to use this money to buy a pension, unless it is less than R165 000, when you can take it in cash. |
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